Stop Foreclosure With Help From A Lexington Lawyer

You work long and hard to build your life and invest in a home. When something in your life has gone in an unexpected direction (i.e., a sudden injury or disability, unemployment, divorce), then it can be difficult to keep up with bill payment. You should not have to make the choice between paying off unexpected bills or losing your home. My office can help.

At the Law Office of Ginger C. Cord, PSC., I help individuals prevent or stop foreclosure actions against them by filing for bankruptcy. Even if the gavel is about to come down in foreclosure proceedings, bankruptcy can halt those actions and give you time to rework your debts into affordable payment plans.

Avoid Mortgage Foreclosure

Many people think that bankruptcy means they will automatically lose their home. This is not the case. Chapter 13 bankruptcy is a viable means for individuals who are struggling to keep up with mortgage payments and are looking to keep possession of their assets.

Chapter 13 bankruptcy restructures debts into affordable payment plans, with the majority of debts being discharged or wiped out after about three to five years, depending on the type of payment plan that has been crafted.

In certain cases, as with homes that have severely lost value compared to the amount of debt held against it, second mortgages may be able to be stripped through Chapter 13 bankruptcy. These are highly nuanced matters, so it is crucial to discuss your individual, unique situation with a bankruptcy attorney before making important decisions about your debts.

Contact Lexington, Kentucky, Foreclosure Attorney Ginger C. Cord Today

Bankruptcy does not have to be the last resort. As your lawyer, I will work directly with you to help you get the information and understanding you need to make an educated decision about how to handle your debts.

I can be reached directly, either online or by telephone at 859-963-2073, to help you start on the path to financial freedom.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.