Lexington, KY, Chapter 13 Bankruptcy Lawyer

Even people who have a steady income and substantial assets can find themselves overextended in terms of debt. While you may believe your income is too high to make you eligible for debt relief options, Chapter 13 bankruptcy can provide you with some options.

At the Law Office of Ginger C. Cord, PSC., I work with individuals, families and small-business owners to reorganize their debts into affordable repayment plans under Chapter 13 bankruptcy. When you work with my office, you will be able to put an immediate halt to various creditor actions and take the time to get your finances back on solid ground.

Student Loan Reorganization And Bill Consolidation Solutions

Chapter 13 does not typically involve the liquidation of assets and the distribution of real and personal property value among creditors. If your income level is high enough, we can work to arrange a repayment schedule that will have many of your debts discharged or wiped out within three to five years.

There is no standard way to organize debts into these plans, as every individual is different. Perhaps your largest debt involves student loans or a mortgage that has spun out of control. Perhaps credit card debts are your most pressing problem, or medical bills have caused you to struggle financially.

Through Chapter 13 bankruptcy, all of your qualified debts will be consolidated into one lump sum, and under the advice of the bankruptcy court will be structured into a payment plan that suits your income and your financial obligations.

Contact Lexington, Kentucky, Bankruptcy Attorney Ginger C. Cord Today

Bankruptcy does not have to be the last resort. As your lawyer, I will work directly with you to help you get the information and understanding you need to make an educated decision about how to handle your debts.

I can be reached directly, either online or by telephone at 859-963-2073, to help you start on the path to financial freedom.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.