Lexington, Kentucky, Repayment Plan Lawyer

Many people who are facing bankruptcy are trying desperately to keep up with bill payments, because they want to keep their credit in good standing and want to fulfill their financial obligations. Chapter 13 bankruptcy provides a method for restructuring debts into a repayment plan that is affordable and meets the needs of both debtors and creditors.

At the Law Office of Ginger C. Cord, PSC., you can get the sound legal advice and understanding you need in filing Chapter 13 bankruptcy. I work with my clients on an individual basis so that their unique circumstances are considered in determining which type of bankruptcy is right for them and how we can structure their debt relief options to help them as much as possible.

Filing Chapter 13 Bankruptcy And Finding The Right Repayment Structure

The Chapter 13 bankruptcy repayment plan is determined by a variety of factors related to your personal financial situation. Factors that will be considered are:

  • How much each creditor must be paid
  • How long the repayment plan will last
  • The value of your property
  • The amount of disposable income that you have
  • How much student loan debt or tax liability you have, and how much, if not paid, will survive bankruptcy

Filing for bankruptcy is relatively painless, but does require close attention to detail to assure that things are done correctly. Working with a skilled lawyer and skilled legal staff can help you understand your options and whether or not bankruptcy is right for you.

Contact Lexington, Kentucky, Bankruptcy Attorney Ginger C. Cord Today

Bankruptcy does not have to be the last resort. I will work directly with you to help you get the information and understanding you need to make an educated decision about how to handle your debts.

I can be reached directly, either online or by telephone at 859-963-2073, to help you start on the path to financial freedom.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.