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November 2015 Archives

When bankruptcy can be a good idea

Many Kentucky residents struggle with their finances. In some cases, with discipline, hard work and a willingness to negotiate with creditors, they can get caught up on their bills. However, there are some cases in which people simply cannot ever get out of the debt. For these consumers, bankruptcy is an option.

Pros and cons of refinancing a business credit card

A small business in Kentucky may deal with major swings in financial matters in the early years of activity, and a business credit card could be an important tool for making it through leaner times. However, a credit card can be mishandled, resulting in growing debt. In some cases, refinancing offers the ability to reorganize financial details so that they are more manageable. However, it is important to evaluate both positive and negative factors before refinancing.