Stop Foreclosure With Help From A Bankruptcy Lawyer

You worked long and hard to build your life and invest in a home. When something in your life has gone in an unexpected direction (i.e., a sudden injury or disability, unemployment, divorce), then it can be difficult to keep up with bill payment. You should not have to make the choice between paying off unexpected bills or losing your home. My office can help.

At the Law Office of Ginger C. Cord, PSC., I help individuals prevent or stop foreclosure actions against them by filing for bankruptcy. Even if the gavel is about to come down in foreclosure proceedings, bankruptcy can halt those actions and give you time to rework your debts into affordable payment plans.

Avoid Mortgage Foreclosure

Many people think that bankruptcy means they will automatically lose their home. This is not the case. Chapter 13 bankruptcy is a viable means for individuals who are struggling to keep up with mortgage payments and are looking to keep possession of their assets.

Chapter 13 bankruptcy restructures debts into affordable payment options, with the majority of debts being discharged or wiped out after about three to five years, depending on the type of payment plan that has been crafted.

In certain cases, as with homes that have severely lost value compared to the amount of debt held against it, second mortgages may be able to be stripped through Chapter 13 bankruptcy. These are highly nuanced matters, so it is crucial to discuss your individual, unique situation with a bankruptcy attorney before making important decisions about your debts.

The First Step? Contacting An Attorney.

To prevent foreclosure actions, you should take an important first step: Contacting the Law Office of Ginger C. Cord, PSC. Call 859-963-2073 or go online to make your free initial consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.