You Can Stop Wage Garnishment

When an individual has reached the point of contacting my office, he or she has already suffered through mounting bills and creditor harassment. In some cases, those creditors have filed lawsuits against the debtor and obtained a judgment that allows them to garnish a bank account (to take an individual's income and wages before he or she sees a dime of it).

I am bankruptcy attorney Ginger C. Cord. At the Law Office of Ginger C. Cord, PSC., I help my clients regain control over their wages and income so they can get back on their feet by filing for bankruptcy. I work with people in the Lexington area and throughout central and eastern Kentucky to stop wage garnishment.

File Bankruptcy And Stop Wage Garnishments

Both Chapter 7 bankruptcy and Chapter 13 bankruptcy put an automatic stay on the actions of creditors, stopping them from debt collection such as garnishment proceedings. This way, a debtor can take the time to reorganize debts and find reasonable solutions through bankruptcy so they can get their finances back on track.

Typically when an individual's wages are being garnished, he or she is also facing other struggles such as creditor harassment, liens or levies on property or even losing their house. He or she has also likely taken a big hit when it comes to his or her credit standing with lenders in general. While bankruptcy can seem intimidating, it truly provides one of the most reasonable and accessible options for solving such difficult financial problems.

Take Control Of Your Wages

When you file bankruptcy, you can once again receive your full wages - money that you have worked hard to earn. To regain control of your finances, schedule a consultation with a lawyer at the Law Office of Ginger C. Cord, PSC. Call 859-963-2073. You can also reach my office online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.