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September 2013 Archives

Lien stripping in Chapter 13 bankruptcy

Bankruptcy is hardly every an easy decision for people to make. There is much to consider, including both the negative credit consequences as well as the ability to start afresh. For some people, bankruptcy offers the chance to avoid foreclosure or at least reduce the chance of foreclosure. Another positive aspect of bankruptcy, for those whose homes have declined in value, is the possibility of getting rid of second and third mortgages. This is referred to as lien-stripping.

Graduates: beware of misleading debt relief offers

Student loan debt is a burden for many Americans. At present, nearly 7 million are unable to pay their student loan bills each month, and many more are on the verge of being unable to afford their payments. In this environment, it shouldn’t come as a surprise that companies are now offering to help reduce or eliminate that debt at a cost.

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Law Office of Ginger C. Cord, PSC
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Lexington, KY 40507

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