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September 2014 Archives

What is the basic difference between the two forms of personal bankruptcy?

Fitch Ratings—one of the three major credit rating agencies in the United States—recently released a report predicting that the total number of personal bankruptcy filings will significantly decrease in 2014. The report notes that the number of filings is currently 12 percent lower than last year, and that the number of bankruptcies is expected to be less than one million. If so, that would be the first time in seven years.

The Best Bankruptcy Attorney is not neccessarily the Cheapest Bankruptcy Attorney

    I know that people who call me are having financial difficulties. DUH! No body calls me for information on their gall bladders. However, after doing this for 25 years, I get tired of people calling and asking what I charge as their very first question. It's as if we are all alike and filing a successful bankruptcy case can be done as easlily by any attorney.

Medical debt: a serious problem for many Americans

In our last post, we mentioned that FICO will no longer be factoring overdue medical payments which have already been settled into consumer credit scores, and medical payments which are going to be paid will be discounted. The change is long overdue, especially given the fact that medical debt problems affect many Americans at some point in time.

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Law Office of Ginger C. Cord, PSC
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