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March 2015 Archives

Changing how medical debt is reported

Debtors in Kentucky may be interested in learning more about major changes to the credit industry that were announced on March 9. All three major credit bureaus have committed to changing the way medical debt is reported and improving how they respond to errors identified by consumer complaints. The New York State Attorney General began investigating the three bureaus in 2012 and was able to negotiate these changes as part of a settlement.

Restrictions on credit card interest rates

Kentucky residents may be aware that the Credit Card Accountability Responsibility and Disclosure Act, which was passed in 2009, placed a number of new restrictions on credit card companies. One of the most significant changes brought in by the law was a strict set of rules governing when an issuer could increase interest rates and by how much the rates could go up.

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Law Office of Ginger C. Cord, PSC
155 E. Main Street
Suite 330
Lexington, KY 40507

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