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January 2017 Archives

Chapter 7 bankruptcy and the discharge of debts

Once the decision to file for bankruptcy has been made, there is generally a feeling of immense relief. This is then often followed by some uncertainty and questions that still need to be answered. The Kentucky resident is often still concerned about exactly which debts will be discharged and which ones will remain as a part of the Chapter 7 bankruptcy.

Can Chapter 13 bankruptcy help save the home?

As the bills continue to mount, fear creeps in. The Kentucky family begins to worry about the possibility of losing their home. Will they be able to make the mortgage payment? If they file for bankruptcy, will they be able to keep their home? For many, Chapter 13 bankruptcy is the answer to these questions.

Fitness guru files Chapter 7 bankruptcy

It happens every January. Individuals throughout Kentucky and around the nation make their New Year's resolutions. For many, these resolutions often involve diet and exercise programs. Combined with this renewed desire for physical fitness, many also seek financial fitness. In some cases, this financial fitness may take the form of getting out from under a heavy debt burden by filing for Chapter 7 bankruptcy.

Chapter 7 bankruptcy offers the freedom to start over

For some Kentucky residents, it seems like it is the end of the world; for others, it seems as if a great weight has been lifted. When one is facing serious financial difficulties, there often appears to be no end in sight. One begins to lose hope and feel as if nothing will ever be right again. Fortunately, there is hope and a light at the end of the tunnel. Chapter 7 bankruptcy can be the solution to the overwhelming financial situation.

The trustee plays an important role in a Chapter 13 bankruptcy

The decision to file for bankruptcy is a personal one. Not every Kentucky resident faces the same financial difficulties; therefore, no situation is exactly the same. As one is deciding if bankruptcy is the best option, it is also a good idea to take a look at the types of bankruptcy available. Depending upon the financial circumstances, the individual may need to liquidate assets or may need to restructure debts. When the problems can be resolved by restructuring debts, Chapter 13 bankruptcy may be the answer.

Do you get the post-holiday blues when the bills arrive?

Many people experience depression around the holidays, trying to live up to some impossible standard of perfection of decorating, gift-giving and preparing holiday meals that is just not possible to achieve. Still others suffer from the post-holiday blues when the credit card bills start rolling in.

Chapter 13 bankruptcy may be way to save family home

The home is perhaps the most important asset that most Kentucky families or individuals own. In an effort to protect the home, owners purchase insurance, make necessary repairs and make sure that the home is taken care of. Unfortunately, when financial problems arise, the home can be placed in jeopardy. When this happens, many find that Chapter 13 bankruptcy offers the protection they need to continue protecting the family home.

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Law Office of Ginger C. Cord, PSC
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Lexington, KY 40507

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