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Chapter 7 bankruptcy offers the freedom to start over

For some Kentucky residents, it seems like it is the end of the world; for others, it seems as if a great weight has been lifted. When one is facing serious financial difficulties, there often appears to be no end in sight. One begins to lose hope and feel as if nothing will ever be right again. Fortunately, there is hope and a light at the end of the tunnel. Chapter 7 bankruptcy can be the solution to the overwhelming financial situation.

While some individuals find that the financial difficulties that lead up to bankruptcy are emotionally draining, others find that the bankruptcy process itself is emotionally taxing. However, this is usually only at the beginning. Many individuals originally looked to their possessions to form their identities. They are who they are based upon the neighborhood in which they live or the car they drive. 

Once the initial decision has been made, and the individual has resolved that Chapter 7 bankruptcy is the answer, most realize a new sense of freedom. After being weighed down by debt, collection calls and never-ending payments, the individual is able to start over. The renewed sense of freedom brings relief to the entire situation.

As economic conditions change, many Kentucky residents find that their financial circumstances change as well. For some, this change is for the better; however, for others, it is financially devastating. Many times, one simply needs a way out. Rather than suffocate under mounds of debt, some find that Chapter 7 bankruptcy allows them the freedom to begin again.

Source:, "Surviving the Emotional Effects of Bankruptcy", Accessed on Jan. 7, 2017

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