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May 2017 Archives

Chapter 13 bankruptcy may save family home

As financial problems mount, decisions regarding which bills to pay and which bills to let lapse often become a topic of conversation for a family. Fear of losing the family home is often a primary concern when Kentucky residents face significant financial problems. One way to possibly solve the dilemma over which bills to pay and as a way to save the family home is to file for Chapter 13 bankruptcy.

What to do after filing Chapter 13 bankrutpcy

Decisions have been made, paperwork has been filed and the Kentucky resident can finally begin to breathe a sigh of relief. For many, the most difficult part of a Chapter 13 bankruptcy in federal court is taking that first step and deciding to put an end to the financial struggle. Now that the process has begun, what needs to be done?

Top reason people file Chapter 7 bankruptcy

There are many reasons why one might pursue a bankruptcy filing. Financial struggles can strike anyone due to employment loss, overspending, emergencies and/or health issues -- among others. It is, however, believed that medical debt is the top reason people in Kentucky and elsewhere pursue Chapter 7 bankruptcy filings.

Stop creditors with a Chapter 13 or 7 bankruptcy filing

When one is facing financial difficulties, dealing with creditors can be a nightmare. Unfortunately, creditors can be relentless in their efforts to get the money owed them. How can one make it stop? For some Kentucky residents, Chapter 13 or 7 bankruptcies may be what is needed to get some relief.

How does debt discharge in a Chapter 7 filing work?

Before Kentucky residents pursue any debt relief options, it is important for them to understand how they work and how they will truly affect their financial situations. When it comes to Chapter 7 bankruptcy, there is a lot to it that may not make a lot of sense; for example, discharge of debt. What exactly does that mean?

Chapter 13 bankruptcy fundamentals

The decision has finally been made and the paperwork has been filed. One Kentucky resident has come to the conclusion that a life of mounting debt is not the answer. In order to get out from under the increasing debt, this individual has filed for Chapter 13 bankruptcy. But, now that the decision has been made, the forms completed and the paperwork filed, what comes next?

Chapter 7 bankruptcy and home ownership

The idea of owning a home is part of the American dream. This dream holds true for many throughout Kentucky, and the possibility of this dream being diminished often stops individuals from taking the steps necessary to protect their financial future. Many fear that filing for Chapter 7 bankruptcy will prevent them from home ownership; however, this is far from the truth in many cases.

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Law Office of Ginger C. Cord, PSC
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Lexington, KY 40507

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