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August 2018 Archives

Chapter 7 may help Kentucky residents keep their homes

Many Kentucky residents will face some type of financial hardship during their lives. In some cases, those difficulties may even put homes at risk of foreclosure. When this happens, families may wonder what they will do if they lose their homes, but before thinking of the worst case scenario, parties may want to consider Chapter 7 bankruptcy as an option for stopping or slowing down foreclosure efforts.

Help, I've just been laid from off my job!

An unexpected job loss is never an easy experience to endure, but is survivable with a great deal of effort on your part. Your mind may be racing with worst case scenarios that end with you living in a van down by the river, but that's not likely to happen.

If finances veer off-track, Chapter 7 may be a solution

For many young adults in Kentucky, learning how to budget finances is a high priority. A lot of people graduate from college, are unable to find jobs in careers pertaining to their degrees and soon find that just making ends meet is a much bigger challenge than they'd expected. When financial problems get out of hand, it is helpful to know that tools, such as Chapter 7 bankruptcy, may be viable solutions.  

More seniors filing for Chapter 7

It is widely accepted that post-retirement life, or the so-called Golden Years, are meant for enjoying the fruits of a lifetime of labor. However, for some Kentucky seniors, this could not be further from the truth. A tough economy is taking its toll on the over-65 crowd, leading many to seek solutions for growing debt. Thankfully, a Chapter 7 bankruptcy can be very helpful in this instance, if debtors file with time to spare.

Handling debt, from consolidation to Chapter 7

According to recent studies, the average American consumer debt has now crested a record high of $13.2 trillion, which means the American adult carries an average of $40,000 in debt. This might sound daunting to Kentucky residents handling this level of debt, much of which can be attributed to credit cards, auto loans and other debts. Thankfully, many people have managed to overcome massive debt by making use of debt-reduction tools and practices, from debt consolidation all the way to Chapter 7 bankruptcy.

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Law Office of Ginger C. Cord, PSC
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Lexington, KY 40507

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