Law Office of Ginger C. Cord, PSC. - Bankruptcy
Free Initial Consultation

Local 859-963-2073

Toll Free 800-762-6916

Call Today

Pursue A Bright Financial Future
Freedom From Debt Is On The Horizon

Chapter 13 Bankruptcy Archives

What to do after filing Chapter 13 bankrutpcy

Decisions have been made, paperwork has been filed and the Kentucky resident can finally begin to breathe a sigh of relief. For many, the most difficult part of a Chapter 13 bankruptcy in federal court is taking that first step and deciding to put an end to the financial struggle. Now that the process has begun, what needs to be done?

Stop creditors with a Chapter 13 or 7 bankruptcy filing

When one is facing financial difficulties, dealing with creditors can be a nightmare. Unfortunately, creditors can be relentless in their efforts to get the money owed them. How can one make it stop? For some Kentucky residents, Chapter 13 or 7 bankruptcies may be what is needed to get some relief.

Chapter 13 bankruptcy fundamentals

The decision has finally been made and the paperwork has been filed. One Kentucky resident has come to the conclusion that a life of mounting debt is not the answer. In order to get out from under the increasing debt, this individual has filed for Chapter 13 bankruptcy. But, now that the decision has been made, the forms completed and the paperwork filed, what comes next?

Chapter 13 bankruptcy -- advantages and disadvantages

Like most things, each form of bankruptcy has its advantages and disadvantages. A careful analysis of these, along with guidance from one's legal advisor, can help in determining the best choice for a particular situation. Many Kentucky residents find that filing for Chapter 13 bankruptcy is the appropriate option.

Can you discharge tax debt through bankruptcy?

The federal income tax filing deadline is less than two weeks away. If you have already completed and filed your return, congratulations! You don’t have to worry about the myriad of forms, calculations and deductions relating to it for at least another year. If you have not, hopefully you understand how to extend your filing deadline or at least how to establish a plan to pay your tax debt over time.

Chapter 13 bankruptcy can take care of the 'if only's'

"If only" can apply to many financial situations. "If only" there was a little more time to pay these debts. "If only" the house was not at risk of foreclosure or the car at risk of repossession. For many Kentucky residents, Chapter 13 bankruptcy is the answer to these "if only" concerns.

Chapter 13 bankruptcy and the repayment plan

On the surface, the bankruptcy process can be intimidating. In reality, it can be a fairly simple procedure that assists the individual in financially re-establishing him or herself. For many Kentucky residents, Chapter 13 bankruptcy provides the opportunity to start over.

Chapter 13 bankruptcy and the family home

The home is typically one of the most prized possessions of a Kentucky family. For this reason, when financial problems come into play, many begin to fear that they will lose their homes. Unfortunately, this will be the case for some; however, with a Chapter 13 bankruptcy, it is possible for most families to keep their homes.

Chapter 13 bankruptcy process

The decision to seek assistance has been made, and the Kentucky resident can now begin to breathe a sigh of relief. Deciding to seek financial relief through bankruptcy can be a difficult decision to make because many individuals do not really know what bankruptcy entails and the benefits it can provide. In considering whether to file for Chapter 13 bankruptcy, one will want to review the basics to determine if this is the appropriate choice.

Can Chapter 13 bankruptcy help save the home?

As the bills continue to mount, fear creeps in. The Kentucky family begins to worry about the possibility of losing their home. Will they be able to make the mortgage payment? If they file for bankruptcy, will they be able to keep their home? For many, Chapter 13 bankruptcy is the answer to these questions.